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Both put the control in your hands, which can be good or bad, depending on how disciplined you are.Remember, you’ll need to not only put together a budget, but stick to it as well. Consolidation provides grads with the ability to combine their student loans into one megaloan, but it comes with drawbacks.
One major advantage of federal consolidation loans is that borrowers don't need a stellar credit score to qualify, they can apply any time (even if their loan is in default) at Loan gov, and they'll always get a fixed interest rate.While it's important for you to get a handle on your debt, how you go about it is just as important.Today, a majority of the home equity lines he approves as owner of Priority Plus Lending will be used to pay off Americans' credit card debts.Nor is his route the only one to spring up in a capitalistic society: Where there's a need, there's a buck to be made, even among the broke.So you can bet that where competition rules, advertising spin appears.
Before you do, let's take a look at the pros and cons of each option.